Refinancing

Many homeowners refinance to get a lower interest rate and lower payment. There are many other benefits to refinancing such as getting cash back to pay off debt, shortening your term, or using capital for home renovations.

Interested In Refinancing?

I offer many different refinancing options, all as unique as your situation. If you’re looking to get cash back to pay off debt, shortening your term, or using capital for home renovations, or just to get a better rate, I have you covered.

Refinancing Programs

FHA Streamline
VA IRRRL
Student loan payoff refinance
NON-QM (bank statement loans, etc)
Conventional appraisal waiver
10-30YR terms pick your term

Have a Question About Refinancing? Contact Us Today!

J. Adams Home Loans

Mortgage Broker
NMLS# 1429043
541-414-6570
Email Us
Apply Now!

Jonathen Adams and his team were consummate professionals. Jonathen clearly explained the various financing options and secured a good rate for us that met our needs and avoided extra fees. Then his team worked with us quickly and efficiently to assemble the necessary documentation and close the loan well ahead of our deadline. We appreciated their clear communications and quick responses anytime we had a question. They made the whole process painless!

Kline K | Ashland, OR

I really can't say enough about Jonathen and his team! Just got my personal home refinanced with J. Adam's Home Loans and it went very smooth, got a fantastic rate, on time, no surprises and they're fun to work with. As a Realtor I know whats needed and he's the one I go to. His staff is amazing! Amber & Cindy's customer service and professionalism are top-notch! I highly recommend Jonathen and his team for any of your home loan needs be it residential, duplex/4-plex, rural or refi's...he's simply the BEST!

Greg G. | Talent, OR

Jonathen and his team were incredible. They were professional, friendly, informative, attentive and quick to respond. They were very patient with all the questions I asked and provided clear answers. They made the whole experience of a typically stressful chore and made it a very easy and friendly experience. I would recommend these folks everyday and twice on Sunday.

John G. | Central Point, OR

I enjoyed my lending experience because every staff member was caring and responsive. I moved to Oregon from Arizona so this was a big change, and the J Adams team made it as smooth as could be possible. Even after the loan closed they stepped in to solve a situation that was above and beyond the call of duty.

Libby S. | Medford, OR

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Price Mortgage, LLC, DBA J. Adams Home Loans is a licensed Mortgage Broker in the state of Oregon. MLS 1429043 OR ML-5706. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. 200 Mariposa Terrace, Medford, OR 97504. 1-800-760-5809. NMLS Consumer Access Powered By Loan Officer X.